Insurance for the things that really matter
If you’re like most people, you have insurance for your home and contents, your car and possibly health insurance. But have you insured your most valuable assets – Your life and your ability to earn an income?
Illness, injury and premature death will have an impact on family left behind. Without an income, your assets are at risk. Without an income, how will your family meet mortgage payments, make car payments, pay bills, buy groceries – in short, how will your family survive? If you have dependents or debts, you need to consider personal insurances
The good news is that it’s easy to protect yourself from the financial effects of being unable to work due to illness or injury or premature death.
Many of us go to school, TAFE, Uni, etc before entering the workforce. With compulsory superannuation, many of us will first encounter some form of life insurance in our employers default super fund, but it’s often a token level of cover rather than a genuine attempt to cover your actual needs.
Personal insurances come in many forms each seeking to cover particular events, these include:
- Life cover
- Total & Permanent Disablement cover
- Trauma cover
- Income Protection cover
The expense of personal insurances can be managed and minimised using a number of strategies which we would be happy to discuss with you. Please make sure your family is protected beyond house, car and health insurance, it’s important.
Call us on 0431 107 198.
